Loan Products

Conventional Loans

  • 30-, 20-, 15- and 10-year terms are all available with fixed rate.
  • 5/1 | 7/1 | 10/1 ARM – Adjustable Rate Mortgage.
  • Interest only loans are available with LTV’s below 70%.
  • Private Mortgage Insurance required for loans above 80% loan to value.


  • Mortgage was sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
  • Must be current on the mortgage with no late payments in the past 12 months.
  • Current Loan to Value is greater than 80%.



  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home's value.
  • Monthly payments remain the same for the entire loan term.


Goverment Loans

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home's value.
  • Monthly payments remain the same for the entire loan term.


  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home's value.
  • Monthly payments remain the same for the entire loan term.


  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home's value.
  • Monthly payments remain the same for the entire loan term.