Loan Products

Conventional Loans

• 30-, 20-, 15- and 10-year terms are all available with fixed rate.
• 5/1 | 7/1 | 10/1 ARM – Adjustable Rate Mortgage.
• Interest only loans are available with LTV’s below 70%.
• Private Mortgage Insurance required for loans above 80% loan to value.

Jumbo Loans

• 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
• Buy a home with as little as 5% down (primary home).
• Refinance up to 95% of your primary home’s value.
• Monthly payments remain the same for the entire loan term.

VA Loans

• 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
• Buy a home with as little as 5% down (primary home).
• Refinance up to 95% of your primary home’s value.
• Monthly payments remain the same for the entire loan term.

FHA Loans

• 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
• Buy a home with as little as 5% down (primary home).
• Refinance up to 95% of your primary home’s value.
• Monthly payments remain the same for the entire loan term.

Reverse Mortgage

• The money received can be used to pay off the existing mortgage
• No restrictions to how you use the money you receive
• There are no monthly payments
• A non-borrowing spouses not listed on the mortgage can remain in the home if the borrower passes away

USDA Loans

• 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
• Buy a home with as little as 5% down (primary home).
• Refinance up to 95% of your primary home’s value.
• Monthly payments remain the same for the entire loan term.