Purchase A Home
Benefits | Questions | ProcessPurchasing a home is a very exciting time and being well prepared will help you make the best financial decision. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout our website, you will find information that will help you with the purchase of your new home. And as always, we want your home buying process to be illuminating and special, so we are always here to help answer your questions.
Benefits to Owning a Home
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The interest paid on your mortgage is tax deductible
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In most cases, your monthly payments will be consistent
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Build equity when purchasing a home
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Houses usually appreciate over time, which means it will sell at a better price in the future
Some Questions to Ask Yourself
Am I really ready to buy?
- Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month.
- A common myth when buying a house is that your mortgage payments are more expensive than rent. But in many cases, mortgage payments can be even less than rent.
Should I get pre-approved?
- Yes. First thing first, is that a pre-approval is different than a pre-qualification. A pre-approval is where the lender verifies the borrower’s information and documentation to determine exactly how much they would be willing to lend the borrower.
- Pre-approval letters will help you more than anything in the competitive market.
- Understanding where you stand will benefit you. Having a pre-approval will allow borrowers time to fix unexpected errors on their credit reports.
Our Core Values
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Honesty, Integrity, and Competence
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Assist our clients through any roadblock that may arise
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Help you reach your homebuyer dreams
